Radar · NFAI engine
The opportunity set ranked four ways: yield, risk-adjusted score, spread over the borrowing cost, and drawdown. Re-ranks live with the borrow and tax inputs. The Capital page has the per-dollar plan.
NFAI verdict
At a 6.5% borrowing cost, nothing here clears the cost of the loan after tax. Borrowing to invest does not pay right now. Best place for your own cash: High-Yield Savings.
0 of 13 clear a 6.5% borrowing cost after tax
Most income after tax. Headline only, before risk.
The NFAI score: yield earned against the risk taken.
Yield after tax minus the cost of the loan. Green clears it.
Lowest historical drawdown that still pays you.
Drawdown, volatility, and loss odds are realized history from real prices; the short rate and cash, bill, and Treasury yields are from FRED as of 2026-06-19 (risk-free 3.8%). Yields marked est are editable estimates, not live quotes. High yield is not a buy call. Educational, not investment advice.
